Workers' Comp Insurance in Oregon
Oregon employers generally must carry workers' compensation once they have employees. Oregon is a competitive market: you can buy from private insurers or from SAIF, the state-chartered nonprofit insurer.
How workers' comp works in Oregon
Oregon's market is competitive. Coverage is available from private carriers and from SAIF Corporation, a nonprofit state-chartered insurer. The Oregon Workers' Compensation Division (within DCBS) regulates the system, and premium is based on classification and payroll, adjusted by your experience rating.
What it covers
Workers' comp pays medical bills and a portion of lost wages for employees injured on the job, plus disability and death benefits, and employer's liability for related lawsuits.
How Focus West helps in Oregon
We shop your Oregon workers' comp across private carriers, compare it against SAIF where that fits, and round out your general liability, auto, and property program. Call (714) 988-3863 or start a quick quote.
Operating in Oregon? Let's get your coverage right.
FAQ
Is SAIF my only option in Oregon?
No. Oregon is a competitive state, so private carriers compete with SAIF and it is worth comparing.
Who regulates workers' comp in Oregon?
The Oregon Workers' Compensation Division within the Department of Consumer and Business Services (DCBS).
General information from Focus West Insurance Solutions (CA Lic. #0M32679), not legal advice; confirm current rules with the Oregon regulator. Related: workers' comp basics · glossary · quick quote.