Workers' Comp Insurance in Hawaii
Hawaii employers generally must carry workers' compensation once they have employees — and Hawaii adds two coverages most states don't: Temporary Disability Insurance (TDI) and employer health coverage under the Prepaid Health Care Act.
How workers' comp works in Hawaii
Hawaii's workers' comp is a competitive, private-market system overseen by the Disability Compensation Division of the Department of Labor and Industrial Relations (DLIR). Beyond workers' comp, Hawaii uniquely requires employers to provide Temporary Disability Insurance (TDI) and health coverage under the Prepaid Health Care Act — confirm current thresholds with the state.
What it covers
Workers' comp pays medical bills and a portion of lost wages for employees injured on the job, plus disability and death benefits, and employer's liability for related lawsuits.
How Focus West helps in Hawaii
We place your Hawaii workers' comp and help you line up the TDI and Prepaid Health Care requirements so nothing is missed. Call (714) 988-3863 or start a quick quote.
Operating in Hawaii? Let's get your coverage right.
FAQ
Does Hawaii require more than workers' comp?
Yes. Hawaii also requires Temporary Disability Insurance (TDI) and employer health coverage under the Prepaid Health Care Act.
Who administers workers' comp in Hawaii?
The Disability Compensation Division of Hawaii's Department of Labor and Industrial Relations (DLIR).
General information from Focus West Insurance Solutions (CA Lic. #0M32679), not legal advice; confirm current rules with the Hawaii regulator. Related: workers' comp basics · glossary · quick quote.