Workers' Comp Insurance in Arizona
Arizona employers generally must carry workers' compensation once they have employees. Arizona is a competitive, private-market state.
How workers' comp works in Arizona
Arizona workers' comp is written by private carriers, including CopperPoint, the former State Compensation Fund of Arizona, now a private insurer. The Industrial Commission of Arizona oversees the system, and premium is based on class codes, payroll, and experience rating.
What it covers
Workers' comp pays medical bills and a portion of lost wages for employees injured on the job, plus disability and death benefits, and employer's liability for related lawsuits.
How Focus West helps in Arizona
We compare your Arizona workers' comp across carriers and complete your commercial program. Call (714) 988-3863 or start a quick quote.
Operating in Arizona? Let's get your coverage right.
FAQ
Does Arizona still have a state fund?
The former state fund is now CopperPoint, a private insurer; Arizona is a competitive market.
Who oversees workers' comp in Arizona?
The Industrial Commission of Arizona.
General information from Focus West Insurance Solutions (CA Lic. #0M32679), not legal advice; confirm current rules with the Arizona regulator. Related: workers' comp basics · glossary · quick quote.